EU compliance

Are electronic signatures legal in the EU?

Yes. Electronic signatures are legally binding across all 27 EU member states under the eIDAS Regulation (EU) No 910/2014. This comprehensive guide explains electronic signature law across the European Union.

eIDAS 910/2014 27 EU member states Legally binding SES & AES signatures

Quick answer

The eIDAS Regulation (910/2014) provides a harmonised legal framework for electronic signatures across all EU member states. Electronic signatures are legally binding and admissible as evidence in court throughout the European Union. eIDAS defines three levels of electronic signatures — Simple, Advanced, and Qualified — with varying levels of security and legal weight.

Harmonised across the EU

eIDAS creates a single legal framework for electronic signatures across all 27 EU member states

Three signature levels

Simple, Advanced, and Qualified Electronic Signatures with increasing levels of security and legal weight

Cross-border recognition

Electronic signatures are recognised and enforceable across all EU member state borders

The law

The EU legal framework.

Understanding the eIDAS Regulation that governs electronic signatures across the European Union

Primary regulation

eIDAS Regulation (EU) No 910/2014

The Regulation on electronic identification and trust services for electronic transactions in the internal market (eIDAS) came into force on 1 July 2016. It provides a harmonised legal framework for electronic signatures across all 27 EU member states.

  • Directly applicable in all EU member states without national legislation
  • Ensures cross-border recognition of electronic signatures throughout the EU
  • Repealed the previous Electronic Signatures Directive (1999/93/EC)

Key principles of eIDAS

Non-Discrimination

An electronic signature shall not be denied legal effect solely on the grounds that it is in electronic form or that it does not meet the requirements for qualified electronic signatures.

Legal Effect

Electronic signatures are admissible as evidence in legal proceedings in all EU member states.

Cross-Border Recognition

Qualified electronic signatures are recognised and enforceable across all EU borders with the same legal effect as handwritten signatures.

Three levels of electronic signatures.

eIDAS defines three types of electronic signatures with increasing levels of security and legal certainty

1 Every plan

Simple Electronic Signature (SES)

Data in electronic form which is attached to or logically associated with other electronic data and which is used by the signatory to sign.

Examples

  • —Typed name at the end of an email
  • —Scanned image of a signature
  • —Checkbox "I agree" on a website
  • —PIN code entry

Legal status: Cannot be denied legal effect solely because it's electronic, but has limited evidential weight.

2 MySign Enterprise

Advanced Electronic Signature (AES)

An electronic signature which meets four specific requirements defined in Article 26 of eIDAS:

  • Uniquely linked to the signatory
  • Capable of identifying the signatory
  • Created using data the signatory can use with a high level of confidence under their sole control
  • Linked to the data so that any subsequent change is detectable

Legal status: Higher evidential weight than SES. Suitable for most commercial contracts across the EU.

3 Highest assurance

Qualified Electronic Signature (QES)

An Advanced Electronic Signature that is created by a qualified electronic signature creation device and which is based on a qualified certificate for electronic signatures.

Requirements

  • —Meets all AES requirements
  • —Based on a qualified certificate issued by a qualified trust service provider
  • —Created using a qualified signature creation device (QSCD)

Legal status: Equivalent to handwritten signatures under Article 25(2) eIDAS. Recognised across all EU member states.

In the regulation

Article 25: the equivalence principle

Article 25(2): "A qualified electronic signature shall have the equivalent legal effect of a handwritten signature."

Article 25(3): "A qualified electronic signature based on a qualified certificate issued in one Member State shall be recognised as a qualified electronic signature in all other Member States."

Technology neutral

eIDAS does not mandate specific technologies — any method meeting the requirements is valid.

EU-wide trust lists

The European Commission maintains trusted lists of qualified trust service providers across all member states.

Permitted documents

What you can sign electronically in the EU.

Electronic signatures are valid for most commercial, employment, and consumer transactions across all 27 EU member states

Commercial contracts

B2B agreements, service contracts, distribution agreements, partnership agreements, and general commercial contracts across EU borders.

Fully permitted

Employment contracts

Employment agreements, contract variations, NDAs, settlement agreements, and employee onboarding documents compliant with EU labour law.

Fully permitted

Consumer contracts

E-commerce transactions, terms and conditions, subscription agreements, and distance selling contracts under EU Consumer Rights Directive.

Fully permitted

GDPR compliance documents

Data processing agreements, consent forms, privacy notices acknowledgments, and data subject rights requests under GDPR.

Fully permitted

Financial services

Loan agreements, account opening documents, investment contracts, insurance policies compliant with MiFID II and other EU financial regulations.

Fully permitted

Corporate documents

Board resolutions, shareholder agreements, articles of association amendments, and corporate governance documents under EU company law.

Fully permitted

One market

Cross-border recognition.

Under Article 25(3) of eIDAS, electronic signatures created in one EU member state are automatically recognised and enforceable in all other member states. This enables seamless cross-border transactions across the European Union's internal market.

Know the limits

Documents with special requirements.

While eIDAS permits electronic signatures broadly, certain document types may have additional requirements or country-specific restrictions

Important notice

eIDAS provides a harmonised framework, but member states retain authority over certain formalities in areas like succession law, family law, and property transfers. Always verify local requirements for these document types.

Wet ink required

Wills & testamentary documents

Most EU member states require handwritten signatures for wills under national succession laws. The EU Succession Regulation (650/2012) does not mandate electronic signature acceptance for testamentary documents.

Electronic signatures for wills are generally NOT accepted across the EU. Check specific country requirements.

Notarisation varies

Real estate & property transfers

Property transfer documents often require notarisation under national laws. While some countries accept electronic notarisation, requirements vary significantly across member states.

Country-specific: Germany, France, Spain, Italy, and other countries have different notarisation requirements for property transactions. Consult local notaries.

Additional considerations across EU member states

Documents often requiring QES

  • —Public procurement contracts above certain thresholds
  • —Court filings and legal submissions in some jurisdictions
  • —Tax declarations and submissions to revenue authorities
  • —Certain regulated industry documentation

When to seek legal advice

  • —Cross-border transactions involving multiple EU jurisdictions
  • —Documents requiring notarisation or authentication
  • —Family law matters (marriage, divorce, adoption)
  • —High-value property or asset transfers

Legal advice recommended

While eIDAS harmonises electronic signature law across the EU, national laws still govern specific formalities. For complex or high-value transactions, consult qualified legal counsel in the relevant member state(s). MySign cannot provide legal advice on jurisdiction-specific requirements.

Member states

Country-specific variations.

While eIDAS provides harmonisation, some member states have specific national requirements

DE

Germany

Germany has been a leader in electronic signature adoption, with strong QES infrastructure for public sector transactions.

  • QES required for notarised documents under German Civil Code (BGB)
  • Electronic notarisation permitted for property transfers in some Bundesländer
FR

France

France distinguishes between "actes authentiques" (notarised deeds) and "actes sous seing privé" (private agreements) with different signature requirements.

  • AES accepted for most commercial contracts
  • Electronic notarisation available for certain property transactions
ES

Spain

Spain has well-developed QES infrastructure with the national e-ID scheme (DNIe) widely used for public sector transactions.

  • QES required for public administration submissions
  • Property transactions still require notarisation
IT

Italy

Italy requires QES for many public sector and regulated transactions, with the national e-ID card (CIE) supporting QES creation.

  • QES mandatory for contracts with public administration
  • AES accepted for most private commercial contracts

EU-wide compliance

Signed once, recognised in 27 member states.

MySign provides Simple Electronic Signatures on every plan and Advanced Electronic Signatures (AES) on the Enterprise plan, in line with eIDAS requirements across all 27 EU member states. Our signatures are suitable for commercial contracts, employment agreements, and most B2B and B2C transactions throughout the European Union.

SES & AES signatures Cross-border valid 27 member states Court admissible
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